:root{--navy:#102a43;--blue:#176b87;--mint:#20b89a;--mint2:#e9faf6;--gold:#f5b84b;--text:#27384b;--muted:#63758a;--soft:#f5f8fb;--line:#dbe5ee;--white:#fff;--shadow:0 18px 55px rgba(16,42,67,.10)}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,system-ui,-apple-system,Segoe UI,Arial,sans-serif;color:var(--text);line-height:1.6;background:#fff}a{color:inherit;text-decoration:none}.wrap{max-width:1180px;margin:auto;padding:0 22px}.top{background:var(--navy);color:#d7e5f0;font-size:13px}.top .wrap{min-height:38px;display:flex;align-items:center;justify-content:space-between;gap:18px}.trust{display:flex;gap:18px;flex-wrap:wrap}.site-header{position:sticky;top:0;z-index:20;background:rgba(255,255,255,.97);border-bottom:1px solid var(--line);backdrop-filter:blur(9px)}.nav{min-height:76px;display:flex;align-items:center;justify-content:space-between;gap:24px}.brand{display:flex;align-items:center;gap:11px;color:var(--navy);font-weight:850;letter-spacing:-.5px}.brandmark{width:39px;height:39px;border-radius:12px;display:grid;place-items:center;background:linear-gradient(135deg,var(--mint),#087d72);color:white;font-size:20px}.navlinks{display:flex;align-items:center;gap:20px;font-size:14px;font-weight:700}.navlinks a:hover{color:var(--mint)}.btn{display:inline-flex;align-items:center;justify-content:center;border:0;border-radius:12px;padding:13px 18px;font-weight:800;cursor:pointer;gap:7px}.btn-primary{background:var(--mint);color:white}.btn-primary:hover{background:#149e85}.btn-dark{background:var(--navy);color:white}.btn-light{background:white;border:1px solid var(--line);color:var(--navy)}.hero{padding:74px 0 62px;background:radial-gradient(circle at 85% 12%,rgba(32,184,154,.19),transparent 30%),linear-gradient(180deg,#f7fbfe,#fff)}.hero-grid{display:grid;grid-template-columns:1.12fr .88fr;gap:45px;align-items:center}.eyebrow{display:inline-flex;background:var(--mint2);color:#08776a;padding:7px 11px;border-radius:999px;font-size:13px;font-weight:800}.hero h1,.page-hero h1,h2,h3{color:var(--navy);line-height:1.12;letter-spacing:-.03em}.hero h1{font-size:56px;margin:18px 0 17px}.lead{font-size:19px;color:#52667a;max-width:720px}.hero-actions{display:flex;gap:11px;flex-wrap:wrap;margin:27px 0}.checks{display:flex;gap:18px;flex-wrap:wrap;font-size:13px;font-weight:700}.checks span:before{content:'✓';color:#08776a;margin-right:7px}.card{background:white;border:1px solid var(--line);border-radius:22px;padding:25px;box-shadow:var(--shadow)}.hero-card h2{font-size:28px;margin:14px 0 9px}.stepsmall{display:grid;gap:11px;margin-top:20px}.stepsmall div{display:flex;gap:12px;padding:13px;border:1px solid var(--line);border-radius:13px}.num{min-width:28px;height:28px;border-radius:8px;background:var(--navy);color:white;display:grid;place-items:center;font-weight:800;font-size:12px}section{padding:70px 0}.section-head{max-width:760px;margin-bottom:30px}.section-head h2{font-size:38px;margin:13px 0 10px}.section-head p{color:var(--muted);font-size:17px}.grid4{display:grid;grid-template-columns:repeat(4,1fr);gap:15px}.tile{border:1px solid var(--line);border-radius:18px;padding:21px;background:white}.tile .ico{width:44px;height:44px;border-radius:12px;background:var(--mint2);display:grid;place-items:center;font-size:21px;margin-bottom:15px}.tile p{color:var(--muted);font-size:14px}.soft{background:var(--soft)}.grid3{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.step{background:white;border:1px solid var(--line);border-radius:18px;padding:23px}.step strong{font-size:36px;color:#ceddea;display:block;line-height:1;margin-bottom:12px}.band{background:var(--navy);border-radius:25px;padding:38px;color:white;display:flex;justify-content:space-between;align-items:center;gap:28px}.band h2{color:white;margin:0 0 8px}.band p{margin:0;color:#c7d8e5}.page-hero{padding:55px 0 38px;background:linear-gradient(180deg,#f6fafc,#fff)}.page-hero h1{font-size:44px;margin:12px 0}.content{max-width:850px}.content h2{font-size:28px;margin-top:34px}.content h3{font-size:21px;margin-top:26px}.content p,.content li{color:#4f6376}.content a{text-decoration:underline;color:#0b7088}.breadcrumb{font-size:13px;color:var(--muted);margin-bottom:12px}.faq details{padding:18px 0;border-bottom:1px solid var(--line)}.faq summary{font-weight:800;color:var(--navy);cursor:pointer}.contact-grid{display:grid;grid-template-columns:.8fr 1.2fr;gap:20px}.box{border:1px solid var(--line);border-radius:18px;padding:23px;background:white}.field{display:flex;flex-direction:column;gap:6px;margin-bottom:13px}.field label{font-weight:750;font-size:13px;color:var(--navy)}input,textarea,select{border:1px solid #cbd8e3;border-radius:10px;padding:12px 13px;font:inherit}textarea{min-height:120px}.notice{background:#fff7e5;border:1px solid #f3dcac;padding:14px;border-radius:12px;color:#6f531b;font-size:13px}.footer{background:#0b2137;color:#bfd0df;padding:48px 0 24px}.footer-grid{display:grid;grid-template-columns:1.4fr repeat(3,1fr);gap:30px}.footer h4{color:white;margin-top:0}.footer a{display:block;margin:7px 0;font-size:14px}.footnote{border-top:1px solid #294057;margin-top:28px;padding-top:18px;font-size:12px;color:#8fa5b9}.mobile{display:none}.choice-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:13px}.choice{border:1.5px solid var(--line);border-radius:15px;padding:16px;cursor:pointer}.choice.active{border-color:var(--mint);background:var(--mint2)}.seo-list{display:grid;grid-template-columns:repeat(2,1fr);gap:16px}.seo-list a{padding:17px;border:1px solid var(--line);border-radius:14px;background:white;font-weight:800;color:var(--navy)}@media(max-width:900px){.hero-grid{grid-template-columns:1fr}.grid4{grid-template-columns:repeat(2,1fr)}.grid3{grid-template-columns:1fr}.navlinks{display:none}.mobile{display:inline-flex}.footer-grid{grid-template-columns:1fr 1fr}.contact-grid{grid-template-columns:1fr}}@media(max-width:600px){.top{display:none}.hero{padding-top:48px}.hero h1{font-size:38px}.page-hero h1{font-size:35px}.grid4,.choice-grid,.seo-list{grid-template-columns:1fr}.footer-grid{grid-template-columns:1fr}.band{display:block}.band .btn{margin-top:18px;width:100%}.brand{font-size:15px}.section-head h2{font-size:31px}}

.wizard-section{padding-top:34px}.wizard-shell{max-width:900px}.wizard-progress{height:8px;background:#e4ebf1;border-radius:999px;overflow:hidden;margin-bottom:30px}.wizard-progress div{height:100%;width:10%;background:var(--mint);transition:.25s}.wiz-step{display:none;background:#fff;border:1px solid var(--line);border-radius:24px;padding:30px;box-shadow:var(--shadow)}.wiz-step.active{display:block}.wiz-step h2{font-size:34px;margin:6px 0 10px}.wiz-step>p{color:var(--muted);font-size:17px}.wiz-kicker{color:#08776a;font-weight:850;font-size:13px}.answer-row{display:flex;gap:14px;flex-wrap:wrap;margin-top:24px}.answer-list{display:grid;gap:12px;margin-top:22px}.radio-card{display:flex;align-items:center;gap:11px;border:1.5px solid var(--line);border-radius:15px;padding:15px 18px;cursor:pointer;font-weight:800;color:var(--navy)}.radio-card.wide{width:100%}.radio-card:has(input:checked){border-color:var(--mint);background:var(--mint2)}.radio-card input{width:auto;accent-color:var(--mint)}.form-grid-2{display:grid;grid-template-columns:repeat(2,1fr);gap:14px}.form-grid-3{display:grid;grid-template-columns:repeat(3,1fr);gap:14px}.product-grid{display:grid;gap:16px;margin-top:18px}.product-card{display:block;border:1.5px solid var(--line);border-radius:18px;padding:20px}.product-card:has(>input:checked){border-color:var(--mint);background:#f4fffb}.product-card>input{width:auto;float:left;margin:5px 12px 0 0}.product-card>div:first-of-type{display:flex;justify-content:space-between;gap:16px}.product-card strong{font-size:22px;color:var(--navy)}.product-card p{color:var(--muted)}.module-list{display:grid;gap:8px;margin-top:14px;padding-top:14px;border-top:1px solid var(--line)}.module-list label{display:flex;gap:8px;align-items:center}.module-list input{width:auto}.module-list small{margin-left:auto;color:var(--muted)}.risk-card{border:1px solid var(--line);border-radius:16px;padding:18px;margin:13px 0}.risk-card strong{display:block;color:var(--navy);font-size:17px}.answer-row.compact{margin-top:12px}.answer-row.compact label{display:flex;gap:8px;align-items:center}.answer-row.compact input{width:auto;accent-color:var(--mint)}.consent{display:flex;gap:10px;align-items:flex-start;margin:18px 0;font-size:13px}.consent input{width:auto;margin-top:4px}.summary-box{background:var(--soft);border-radius:16px;padding:18px;margin:18px 0}.summary-box>div{display:grid;grid-template-columns:180px 1fr;gap:14px;padding:9px 0;border-bottom:1px solid var(--line)}.wizard-actions{display:flex;justify-content:space-between;gap:12px;margin-top:18px}.hp{position:absolute;left:-10000px}.admin-body{background:var(--soft)}.admin-login{max-width:500px;margin:30px auto}.admin-top{display:flex;justify-content:space-between;align-items:center;gap:20px;margin-bottom:20px}.admin-tabs{display:flex;gap:10px;flex-wrap:wrap;margin-bottom:18px}.admin-tabs a{background:white;border:1px solid var(--line);border-radius:10px;padding:10px 12px;font-weight:800;color:var(--navy)}.stats-row{display:grid;grid-template-columns:repeat(4,1fr);gap:14px}.statbox,.admin-card{background:white;border:1px solid var(--line);border-radius:18px;padding:20px}.statbox b{display:block;font-size:28px;color:var(--navy)}.statbox span{color:var(--muted);font-size:13px}.admin-card{margin-top:20px}.admin-card h2{font-size:27px}.admin-form{max-width:900px}.table-wrap{overflow:auto}.table-wrap table{width:100%;border-collapse:collapse;font-size:13px}.table-wrap th,.table-wrap td{padding:11px;border-bottom:1px solid var(--line);text-align:left;white-space:nowrap}.partner-product{border-bottom:1px solid var(--line);padding-bottom:18px;margin-bottom:18px}
@media(max-width:700px){.wiz-step{padding:22px 18px}.wiz-step h2{font-size:28px}.form-grid-2,.form-grid-3,.stats-row{grid-template-columns:1fr}.summary-box>div{grid-template-columns:1fr;gap:2px}.product-card>div:first-of-type{display:block}.wizard-actions .btn{padding:12px 14px}.admin-top{align-items:flex-start;flex-direction:column}}

.address-status{min-height:28px;margin:4px 0 12px;font-size:13px;font-weight:750;color:var(--muted)}.address-status.loading{color:#586a80}.address-status.success{color:#08776a}.address-status.error{color:#9a3d32}
.seo-meta{display:flex;gap:14px;flex-wrap:wrap;margin-top:22px;font-size:12px;color:var(--muted)}.seo-meta span{background:white;border:1px solid var(--line);padding:7px 10px;border-radius:999px}
.seo-article{padding-top:46px}.seo-layout{display:grid;grid-template-columns:minmax(0,1fr) 310px;gap:42px;align-items:start}.seo-copy{max-width:800px}.seo-copy>section{margin-bottom:44px}.seo-copy h2{font-size:30px;margin-bottom:14px}.seo-copy p,.seo-copy li{font-size:17px;line-height:1.75;color:#43566c}.seo-copy ul{padding-left:22px}.seo-side{position:sticky;top:110px;display:grid;gap:18px}.seo-cta,.seo-related{background:white;border:1px solid var(--line);border-radius:18px;padding:21px}.seo-cta h3,.seo-related h3{font-size:20px}.seo-related a{display:block;padding:10px 0;border-bottom:1px solid var(--line);font-weight:750;color:var(--navy)}.faq-list details{border:1px solid var(--line);border-radius:14px;padding:14px 16px;margin:10px 0;background:#fff}.faq-list summary{font-weight:800;color:var(--navy);cursor:pointer}.kb-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}.kb-card{display:block;border:1px solid var(--line);border-radius:18px;padding:22px;background:#fff}.kb-card h2{font-size:21px}.kb-card p{color:var(--muted)}.kb-card span,.seo-link-card span{font-weight:800;color:#08776a}.seo-link-card{text-decoration:none}
@media(max-width:900px){.seo-layout{grid-template-columns:1fr}.seo-side{position:static}.kb-grid{grid-template-columns:repeat(2,1fr)}}@media(max-width:620px){.kb-grid{grid-template-columns:1fr}.seo-copy h2{font-size:26px}.seo-copy p,.seo-copy li{font-size:16px}.seo-meta{display:grid}}